Pro’s and Con’s of the Prepaid Visa Rush Card

Apply for the RushCard today. Here are the numerous reasons why…

If you are interested in applying for a credit card, the Prepaid Visa RushCard is my choice hands-down. The benefits of having and using a Prepaid Visa RushCard are numerous and I am going to share the reasons why the RushCard is better than other credit cards.

We have all been in situations when we are at the register, and the employee behind the register invites you to apply for the store credit card. If you don’t already have the store credit card, the first thing they say is that you’ll get a certain % off your current purchase if you apply and get approved for the store credit card.

Now here’s the dose of reality. Many of us have been there and currently have at least 1 store credit card as a result of falling for that exact scenario. The reality is that owning that store credit card doesn’t save you any money. In fact, the store is earning money as a result of what you’re spending.

Enter the RushCard. Here is a prepaid Visa debit card where you only spend what you have deposited. You don’t have to worry about paying for something at the end of the month with interest, that you’d probably regret buying in the first place. You don’t have to worry about making a purchase for something using your bank debit or credit card then finding out later that you didn’t have enough money in your account when you made the purchase. It is very frustrating when you find out that your bank account has been overdrawn and on top of that, having to pay a $30+ overdraft fee doesn’t make it any better.

Using the Prepaid Visa RushCard keeps you on track and helps to protect you against over-spending. The RushCard prevents you from making the impulse purchases we all have made using store credit cards, major credit cards and even our bank credit or debit cards. If you are not sure how much money you have on your RushCard, you can call their 800 number 24 hours a day or check your RushCard online account anytime.

The RushCard has minimal fees especially when you compare their fees to the major credit card companies and bank fees. You can use the Prepaid Visa RushCard at any ATM and the RushCard is accepted worldwide wherever VISA debit cards are accepted. There are also select ATMs with Display Option that can be used with no surcharge fees.

What also makes the Prepaid Visa RushCard the card of choice, is that you can conveniently add money to your RushCard in a variety ways. The Prepaid Visa RushCard lets you add money through direct deposit, through PayPal, or in person, through MoneyGram at a local store in your area. If you want to have your paycheck directly deposited to your RushCard, this can be done in a few quick and easy steps.

You can also use MoneyGram to add money to your RushCard within a matter of minutes for a small fee of $3.95. As if those options weren’t convenient enough, you can also purchase a Green Dot MoneyPak at stores like Wal-Mart for a small purchase of $4.95. With the Green Dot MoneyPak, your transaction isn’t complete until you login to your online account after you’ve added the cash to your RushCard. The purpose for the online login is to confirm the transaction using your receipt from your Green Dot MoneyPak purchase.

Speaking of logging into your online RushCard account, did I share that the RushCard allows you to also pay bills online using their RushCard Bill Pay option? Oh yes, and that includes utility bills, monthly bills, as well as sending a check to a friend. With the RushCard Bill Pay option, you can set up payments as far as one year in advance! You can set up bill payments, reschedule bill payments, or cancel bill payments using the Prepaid Visa RushCard.

For those like me who like to receive text alerts regarding your financial accounts, you can set up alerts for your Prepaid Visa RushCard. The RushCard text alerts can be set up to notify you of any deposits, alert you to a low available balance, and/or alert you when you are close to your spending limit, and much more. With the Prepaid Visa RushCard, there is no way that you should get into debt because you are using only the money you put on the RushCard.

The current economy has affected all of us; lost jobs, reduced wages, and loss of income, all equal debt. The RushCard has many benefits that assist those who want to get out of debt or who want to set up a budget plan. The Prepaid Visa RushCard offers an optional FREE Rush Path to Credit that members can enroll in and have their payments tracked and sent to 2 national credit reporting agencies.

This allows your payment history to be automatically sent which will help either build your credit history or repair your credit history. When you set up your RushCard online account, you can also create a budget, track your progress and receive text alerts if you make a purchase that exceeds your set budget amount. By now, you should be in the middle of the Prepaid Visa RushCard application process! What are you waiting for?

I don’t just talk about the Prepaid Visa Rush Card, I actually have one and I love it!

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